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At Wealth Planning Experts, we contribute our financial and professional insights to well-known publications on topics that matter to you.
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Paying for College without Sabotaging Retirement
When you have a younger family as a client and their student is in 10th or 11th grade and beginning to look more seriously at what they want to study and which colleges interest them, those families may get sticker shock when they realize what this might cost over four years. The sticker price on even a state university might [...]
Can Defaulted Student Loans Cut Impact Your Social Security? What to Know About Your Benefits
Older Americans are increasingly retiring with student loan debt (around 7.3 million carry student loan debt)—either their own or debt taken on for their children—and many are worried about it affecting their Social Security income. This has especially been the case since the government began collections for those struggling to make payments on their student loans. Wondering if overdue student [...]
Tell Your Students that a ROI isn’t necessarily about money
If your students and their families consider a return on investment (ROI) in purely financial terms, a degree from one of the top engineering schools, such as MIT or Cal Tech, or a private or public ivy (think Princeton and the University of Virginia), seem like the best bet. According to Payscale.com, these schools offer 20-year net ROIs approaching 20%.
How to Help Clients’ Children Score a Top College without Gaming the System
The college advisor behind the Varsity Blues case, who freely admits he got test scores altered, faked athletic records and bribed officials to gain college admission for his clients’ children, is back in business while he completes his prison sentence in a halfway house. Here’s something you can tell your clients. The thing is, that kind of chicanery is completely [...]
Do You Need a College Counselor? How to Find the Right Fit
Applying for college can be overwhelming, and college counselors can help relieve some of that stress. “Independent counselors can be instrumental in guiding students through self-assessment, exploring diverse academic paths and identifying colleges that align with their individual needs and interests,” says Joel Bauman, Duquesne University senior vice president for enrollment management.“ This can lead to a more targeted and [...]
Student debts can take away your Social Security benefits
In the realm of student loans and Social Security, the connection might catch you off guard. An increasing number of older Americans are retiring with student loan debt, either from their own education or loans taken out for their children. This situation can potentially impact their Social Security income. Financial experts shed light on how student loans can affect Social [...]
How To Get Pell Grants For Your Student With Millions In The Bank
While high-earning parents often get a raw deal when it comes to their kids qualifying for financial aid for college, individuals who have control over their income and the ability to plan early have access to the ultimate workaround. In fact, it’s totally possible to have millions of dollars in certain non-retirement assets and see your child qualify for the [...]









