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Articles2025-08-04T22:38:08+00:00

On The Financial Pulse

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At Wealth Planning Experts, we contribute our financial and professional insights to well-known publications on topics that matter to you.
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Scholarship Displacement Robs Students Of Much-Needed Financial Aid

When it comes to paying for college, common wisdom says to apply for as much financial aid as you possibly can. This includes scholarships and grants that come from institutions and government agencies, and private scholarships, too. Unfortunately, colleges and universities have policies that can rob students of aid they may have spent weeks or months pursuing on their own. [...]

June 27th, 2025|Published Articles|

Parents are sacrificing retirement, taking second jobs, and liquidating investments just to afford college for their kids

With the cost of college soaring, many parents are making major financial sacrifices like delaying retirement, liquidating savings, or taking second jobs to help their children avoid student debt. More than 60% of parents now go beyond traditional college funding methods, often without a clear savings strategy. Financial advisors suggest this could lead to risky financial decisions. Parents make countless [...]

June 25th, 2025|Published Articles|

Paying for College without Sabotaging Retirement

When you have a younger family as a client and their student is in 10th or 11th grade and beginning to look more seriously at what they want to study and which colleges interest them, those families may get sticker shock when they realize what this might cost over four years. The sticker price on even a state university might [...]

June 25th, 2025|Published Articles|

Can Defaulted Student Loans Cut Impact Your Social Security? What to Know About Your Benefits

​​Older Americans are increasingly retiring with student loan debt (around 7.3 million carry student loan debt)—either their own or debt taken on for their children—and many are worried about it affecting their Social Security income. This has especially been the case since the government began collections for those struggling to make payments on their student loans. Wondering if overdue student [...]

June 4th, 2025|Published Articles|

Tell Your Students that a ROI isn’t necessarily about money

If your students and their families consider a return on investment (ROI) in purely financial terms, a degree from one of the top engineering schools, such as MIT or Cal Tech, or a private or public ivy (think Princeton and the University of Virginia), seem like the best bet. According to Payscale.com, these schools offer 20-year net ROIs approaching 20%.

June 1st, 2025|Published Articles|

How to Help Clients’ Children Score a Top College without Gaming the System

The college advisor behind the Varsity Blues case, who freely admits he got test scores altered, faked athletic records and bribed officials to gain college admission for his clients’ children, is back in business while he completes his prison sentence in a halfway house. Here’s something you can tell your clients. The thing is, that kind of chicanery is completely [...]

April 14th, 2025|Published Articles|

Do You Need a College Counselor? How to Find the Right Fit

Applying for college can be overwhelming, and college counselors can help relieve some of that stress. “Independent counselors can be instrumental in guiding students through self-assessment, exploring diverse academic paths and identifying colleges that align with their individual needs and interests,” says Joel Bauman, Duquesne University senior vice president for enrollment management.“ This can lead to a more targeted and [...]

April 9th, 2025|Published Articles|

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